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	<title>Women Inforamtion Blog</title>
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	<link>http://www.busygal.com/blog</link>
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		<title>Finding the Advantages in Online Education Degrees</title>
		<link>http://www.busygal.com/blog/finding-the-advantages-in-online-education-degrees/</link>
		<comments>http://www.busygal.com/blog/finding-the-advantages-in-online-education-degrees/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 08:12:47 +0000</pubDate>
		<dc:creator>Andy Johnson</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Computer Programming]]></category>
		<category><![CDATA[Software Training]]></category>

		<guid isPermaLink="false">http://www.busygal.com/blog/?p=19</guid>
		<description><![CDATA[The relevance of online education degrees started with the shift in teaching methods found in the internet and traditional schooling. With the advent of the internet and the current Web 2.0, training styles are being upgraded and challenging courses are now being developed. Internet based learning also offers a wide variety of material along different [...]]]></description>
			<content:encoded><![CDATA[<p>The relevance of online education degrees started with the shift in teaching methods found in the internet and traditional schooling. With the advent of the internet and the current Web 2.0, training styles are being upgraded and challenging courses are now being developed. Internet based learning also offers a wide variety of material along different media formats. In this way, students are taught to learn in a dynamic environment which can&#8217;t be easily duplicated in a classroom setting. Therefore, most employers find graduates of online education more motivated, output oriented, and more flexible to different stimuli.</p>
<p>The industry is now coming into the light on the advantages of online education over traditional schooling. There are two forms of this education. These are continuing education and degree focused programs. Continuing education aims in developing and polishing a specific set of skills. These trainings can include basic computer programming, software training, and refresher courses of the latest engineering and medical trends. The goal of continuing education is too update career professional and other individuals who seek to sharpen their comparative advantage.</p>
<p>Meanwhile getting online education degrees focuses on online training programs to arrive at an academic credit. These credits may include licensures, Associates, Bachelor&#8217;s, Master&#8217;s, and even PhD. Degree-focused online education is embraced by the premier universities across nations. Such a trend has enveloped the consciousness of the student population, the workforce, and the leading industries. The value of college degrees have never waned. However, the methods to get these degrees have become more varied. Distance learners find that even highly structured subjects such as management training are being offered online. The possibilities of online education degrees are endless.</p>
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		<title>Health and Beauty Secrets</title>
		<link>http://www.busygal.com/blog/health-and-beauty-secrets/</link>
		<comments>http://www.busygal.com/blog/health-and-beauty-secrets/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 03:37:12 +0000</pubDate>
		<dc:creator>Gregg Hall</dc:creator>
				<category><![CDATA[Beauty & Health]]></category>
		<category><![CDATA[Beauty]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Natural Beauty]]></category>

		<guid isPermaLink="false">http://www.busygal.com/blog/?p=16</guid>
		<description><![CDATA[The first Best Kept Health and Beauty Secret is to use the correct pH of all products used on your skin. The recommended pH is 5.5 and certified dermatologist-tested at that level. The next beauty secret is that skin care products are 100% formulated without animal products or by-products. Only plants and herbs together, improved [...]]]></description>
			<content:encoded><![CDATA[<p>The first Best Kept Health and Beauty Secret is to use the correct pH of all products used on your skin. The recommended pH is 5.5 and certified dermatologist-tested at that level. The next beauty secret is that skin care products are 100% formulated without animal products or by-products. Only plants and herbs together, improved through science and technology, offer superior benefits.</p>
<p>Natural beauty is individuality. It is also glowing health and vitality, it is awareness and action, it is science and technology and, of course, well groomed looks, perfectly nourished skin, and a toned and balanced body. We are no longer interested in finding quick cover-up effects but want long-range anti-aging natural beauty secrets to make us look and feel younger. There&#8217;s a whole lot more to being beautiful than just your physical looks alone. It is true, natural beauty is making the most of what you have by looking after yourself and showing off your best.</p>
<p>Some of the most satisfactory beauty secrets are those you can make yourself with familiar ingredients. Old-fashioned beauty recipes handed down through the years, added to and improved upon, often turn out to be the most valuable of all beauty secrets. It will take time to determine which ones are the best for your particular skin type.</p>
<p>The traditional smoky-eye makeup colors are, of course, black or grey. You are, however, not limited to these color choices, you can also use less intense colors such as violet, chocolate, coffee, dark pink, copper, dark green, dark blue, or purple. Remember, when choosing eye shadow shades that colors should be chosen keeping in mind your eye color, hair color, and skin tone, and not the color of the clothes you wear. For smoky-eye makeup, you will need to choose 2 color coordinated eye shadows.</p>
<p>Anti aging starts on the inside, we all age at different rates depending on how well we look after ourselves. You can have control over your aging process, all you need to do is use anti aging skin care products and follow a few simple guidelines. Pursuing natural beauty secrets for anti aging is not vanity; it is an essential way to build-up confidence without which there is little achievement in anything.</p>
<p>Beauty advice that is not strictly guided by products 100% without mineral oil are not beauty secrets to be used. Mineral oil is occlusive that interferes with skin functions and otherwise scientifically advanced delivery systems. Think about smearing mineral oil on skin that is already even slightly oily and how the outcome could only be an oilier complexion.</p>
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		<item>
		<title>Know About Health and Beauty</title>
		<link>http://www.busygal.com/blog/know-about-health-and-beauty/</link>
		<comments>http://www.busygal.com/blog/know-about-health-and-beauty/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 07:39:44 +0000</pubDate>
		<dc:creator>Kathy Austin</dc:creator>
				<category><![CDATA[Beauty & Health]]></category>
		<category><![CDATA[Beauty]]></category>
		<category><![CDATA[Expert]]></category>
		<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://www.busygal.com/blog/know-about-health-and-beauty/</guid>
		<description><![CDATA[Health and beauty experts are sounding serious alarms about products calling themselves organic when really there&#8217;s nothing natural about them. Unfortunately, health and beauty expert Ann Garrity says &#8220;organic just doesn&#8217;t mean much on makeup right now and a lot of companies&#8217; are profiting from consumer&#8217;s confusion&#8221;.
In fact, health and beauty experts warn some products [...]]]></description>
			<content:encoded><![CDATA[<p>Health and beauty experts are sounding serious alarms about products calling themselves organic when really there&#8217;s nothing natural about them. Unfortunately, health and beauty expert Ann Garrity says &#8220;organic just doesn&#8217;t mean much on makeup right now and a lot of companies&#8217; are profiting from consumer&#8217;s confusion&#8221;.</p>
<p>In fact, health and beauty experts warn some products are downright dangerous. A recent study by a safe cosmetic group made national headlines when lab tests found in over 50% of over 30 lipsticks from major retail chain stores contained detectable levels of lead. A full 1/3 of the samples exceeded the FDA&#8217;s safety limit for lead in candy.</p>
<p>Analysis by health and beauty experts found the lead was a contaminant, not a deliberately added ingredient so you wouldn&#8217;t even know the product wasn&#8217;t lead-free just be checking the label &#8211; health and beauty experts say this is very scary and advise consumers to be concerned &#8211; lead is a toxic heavy metal that causes injury to the brain, increases high blood pressure, heart disease, and reduces fertility. Unbelievably, the FDA has not set a ban on the use of lead in cosmetics and actually has approved the version of lead called lead acetate for use in all cosmetics except the use around the eyes.</p>
<p>To be clear, the amount of lead you might ingest through normal use of lipstick is small, however, expert&#8217;s note it comes on top of other sources of lead exposure in our environment such as drinking water. Scientific evidence proves there is no threshold of exposure below which lead is safe. You can learn more about potential lead exposure from the Environmental Protection Agencies website. Health and beauty experts also have found mercury in mascara. Much like lead, mercury can damage brain function even at low levels. Mercury has also been found to ignite certain protein enzymes that may lead to plaque build-up in blood vessel walls that may lead to cardiovascular disease. A number of cosmetic companies still use a preservative form of mercury to keep mascara fresh and bacteria-free.</p>
<p>Always buy products that are thimerosal-free products. Mercury in the form of thimerosol is also used in eye makeup. Another safety tip &#8211; avoid loose powder formulations containing talc because you can easily inhale particles as you swoosh them around with your brush. In summary, health and beauty experts are challenging the FDA to be given back the power, personnel, and funding so they can do much more to tightly regulate cosmetics.</p>
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		<title>Some Common Ways to Unwind After Work</title>
		<link>http://www.busygal.com/blog/some-common-ways-to-unwind-after-work/</link>
		<comments>http://www.busygal.com/blog/some-common-ways-to-unwind-after-work/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 08:22:10 +0000</pubDate>
		<dc:creator>Tera Warner</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[Telax]]></category>
		<category><![CDATA[Unwind]]></category>

		<guid isPermaLink="false">http://www.busygal.com/blog/?p=12</guid>
		<description><![CDATA[Experts say that one way of relieving stress is to unwind and relax. Sleeping after work may be a good way to take a rest but somehow, in order to have a balanced life, unwinding with your friends and loved ones is encouraged. This way, you get to relax, be rejuvenated and feel that you [...]]]></description>
			<content:encoded><![CDATA[<p>Experts say that one way of relieving stress is to unwind and relax. Sleeping after work may be a good way to take a rest but somehow, in order to have a balanced life, unwinding with your friends and loved ones is encouraged. This way, you get to relax, be rejuvenated and feel that you are rewarding yourself with a few laughs, a nice dinner and who knows maybe some dancing. This way, you don’t just sleep and rest. You indulge yourself with some fun and connection with the people who matters to you.</p>
<p>There are some common ways to unwind after work:</p>
<p>1. Dinner with friends or loved ones in a fancy restaurant.</p>
<p>The best way to enjoy the night is to go to a nice restaurant and eat your favorite food. You also get to appreciate the new ambiance and seeing other people on their suits or dress is really an eye candy. Further, being in a new place makes you feel that you are in control of your life and you get to spend your money the way you want it. This is a good treat for you especially if you have been surviving with microwave foods or that you don’t go out that much. Discover new restaurants and their foods.</p>
<p>* Coffee and Bonding Moments with Friends.</p>
<p>Call your girl friends and have coffee and cake and talk about what is happening to your life. It is one way of relieving stress by ranting with your close gal pals. Talk about life and death problems and even laugh out over mundane topics such as where you could get landau scrubs free shipping to save some money. This is a great way to spend the night.</p>
<p>* Watch a movie.</p>
<p>You might have your collection of dvd’s on new movies but nothing beats the experience of watching a good movie in a nice movie house with your friends. It would be fun watching with your close gal pals a horror or a love story and gloat about it. A feel good movie is advisable for you to relieve you from all the stress on your work. Catch the last full show and let the movie take you to another place and time.</p>
<p>* Go dancing.</p>
<p>Who says that dancing is only for teenagers is mistaken. After you take off your landau nursing scrubs, put on your nice top or dress, wear your dancing shoes and hit the clubs for some clean fun and relaxation. Dancing can make you feel rejuvenated. Release all your tensions by dancing with your favorite shows.</p>
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		<title>Choosing Skin Care Product For You</title>
		<link>http://www.busygal.com/blog/choosing-skin-care-product-for-you/</link>
		<comments>http://www.busygal.com/blog/choosing-skin-care-product-for-you/#comments</comments>
		<pubDate>Sat, 14 Mar 2009 08:33:48 +0000</pubDate>
		<dc:creator>Leonie</dc:creator>
				<category><![CDATA[Beauty & Health]]></category>
		<category><![CDATA[Creams]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Skin Care]]></category>

		<guid isPermaLink="false">http://www.busygal.com/blog/?p=10</guid>
		<description><![CDATA[The finest skin care products can assist in transforming you into a gorgeous woman in no time at minimum expense. The skin can effortlessly become smoother, clearer and in due course youthful and appealing; just by using the right products and looks can be enhanced by erasing fine lines, wrinkles, eliminating acne, marks and covering [...]]]></description>
			<content:encoded><![CDATA[<p>The finest skin care products can assist in transforming you into a gorgeous woman in no time at minimum expense. The skin can effortlessly become smoother, clearer and in due course youthful and appealing; just by using the right products and looks can be enhanced by erasing fine lines, wrinkles, eliminating acne, marks and covering the hideous dark circles below your eyes. It is tempting to immediately go in for skin care programs as the effects of lovely skin are so appealing.</p>
<p>After all who will not want to look their best, be confidant at home and work and not want to be admired by the very same people who once hated you? The result of rash decisions is that some are content with their lotions and creams because that product suited the person&#8217;s skin. A good number end up totally frustrated as their skin starts behaving unpredictably.</p>
<p>Allergies and a variety of problems can be visible on their skin the reason being the selection of incompatible skin care products. The more susceptible the skin, the more visible is the effect. But, had the person read well even a small analysis about the product she was about to apply, or taken guidance from someone who had used it before, this could have been prevented.</p>
<p>There are thousands of skin care products in the market nowadays and people do not appreciate the massive amount of alternative. Most people are not even aware of the number of products available and so go for those products which are the latest thing and advertised not knowing anything else about it.</p>
<p>Conversely, a lesser known product could have been suited to the person. A skin care product review aids different users to know the effects of popular and much used skin care products by ordinary people. Thus, a new user can know whether a product will be helpful for him or not. Serious damage and many other skin care problems can be prevented from happening in this manner.</p>
<p>Secondly, skin care product reviews also help the brand owners and cosmetics manufacturers to know about the entire negative and of positive effects on the human skin. Thus, through productive analysis of their skin care products and various cosmetics, their makers can know more about their own products eventually helping the consumers to look better.</p>
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		<item>
		<title>Skin Care Products</title>
		<link>http://www.busygal.com/blog/skin-care-products/</link>
		<comments>http://www.busygal.com/blog/skin-care-products/#comments</comments>
		<pubDate>Thu, 01 May 2008 13:27:23 +0000</pubDate>
		<dc:creator>Linda Greens</dc:creator>
				<category><![CDATA[Beauty & Health]]></category>

		<guid isPermaLink="false">http://www.busygal.com/blog/?p=9</guid>
		<description><![CDATA[Aveeno.com is a well-known site of skin care products such as skin care creams, lotions, cleansers and moisturizers which are used for facial, acne, body, lip, sun, baby and anti aging skin care.
For many decades, dermatologists and pediatricians not only recommended the AVEENO Soothing Bath Treatment, but also recommended the body moisturizer and anti-itch products [...]]]></description>
			<content:encoded><![CDATA[<p>Aveeno.com is a well-known site of <a href="http://www.aveeno.com/"><strong>skin care products</strong></a> such as skin care creams, lotions, cleansers and moisturizers which are used for facial, acne, body, lip, sun, baby and anti aging skin care.</p>
<p>For many decades, dermatologists and pediatricians not only recommended the AVEENO Soothing Bath Treatment, but also recommended the body moisturizer and anti-itch products to temporarily protect and help relieve a range of skin conditions, including winter dry skin, eczema, and poison ivy / oak / sumac as well as soothe chicken pox, hives and sunburn.</p>
<p>AVEENO, the leader in ACTIVE NATURALS, continues to develop breakthrough product formulations with new and existing natural ingredients that are clinically proven to deliver real skin care benefits leaving you with healthier-looking, beautiful skin. No wonder AVEENO has been endorsed and recommended by dermatologists and pediatricians for over 60 years.</p>
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		<title>Red Wine Benefits &#8211; Improve Your Health</title>
		<link>http://www.busygal.com/blog/red-wine-benefits-improve-your-health/</link>
		<comments>http://www.busygal.com/blog/red-wine-benefits-improve-your-health/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 09:09:30 +0000</pubDate>
		<dc:creator>Victoria</dc:creator>
				<category><![CDATA[Beauty & Health]]></category>

		<guid isPermaLink="false">http://www.busygal.com/blog/?p=8</guid>
		<description><![CDATA[If you drink alcohol then you should definitely think about drinking red wine. There are several health benefits of drinking red wine. The experience is extremely enjoyable and the drink would be a logical option for you. Let us have a detailed look at the health benefits of red wine.
Scientists firmly believe that the key [...]]]></description>
			<content:encoded><![CDATA[<p>If you drink alcohol then you should definitely think about drinking red wine. There are several health benefits of drinking red wine. The experience is extremely enjoyable and the drink would be a logical option for you. Let us have a detailed look at the health benefits of red wine.</p>
<p>Scientists firmly believe that the key is to health a benefit of red wine is the antioxidants present in it. These are also known as Flavonoids. Flavonoids work towards reducing the low density lipoprotein or LDL production. LDL is also known as &#8216;bad&#8217; cholesterol. Red wine also plays a great role in increasing the production of HDL or high density lipoprotein or &#8216;good&#8217; cholesterol in the body. The combined effects of reduction of LDL and increase in HDL help a lot in preventing blood clots and enhancement in the overall lipid profile.</p>
<p>Red wine is also a rich source of phytochemicals. These are biologically active compounds found in plants. Polyphenols are the phytochemicals found in red wine.</p>
<p>Catechins and resveratrol are two major polyphenols found in red wine. Both these polyphenols are antioxidants. Antioxidants are help in reducing oxidative damage in the body. This is a type of damage caused by oxygen free radicals inside the body. Free radicals attack molecules via capturing electrons and thereafter transforming chemical structures.</p>
<p>Some of the researchers also claim that drinking wine promotes good cardiovascular health and facilitates normal call growth and healthy aging due to the presence of resveratrol in it. The other polyphenol, catechin play a significant role in minimizing the risk of heart disease. Saponin is another antioxidant found in red wine. This antioxidant also provides optimum protection to the heart. It is easily absorbed by the body.</p>
<p>However, the health benefits of drinking red wine does not limit to only cardiovascular benefits. Many studies and researches proved that resveratrol present in the red wine can facilitate the reduction of the growth of cancerous tumors. This antioxidant also contains properties that may be helpful in nerve cell formation and can help in treating some neurological diseases such as Alzheimer&#8217;s and Parkinson&#8217;s.</p>
<p>With so many health benefits of drinking red wine, people may love to indulge in too much drinking. However, it is important to know that drinking in moderation will only provide the above mentioned benefits to health. Too much of red wine may have adverse effects on the body. You may suffer from health conditions like obesity, high blood pressure, cardiac arrhythmia, cholesterol and stroke by drinking too much red wine. Hence, you should resist over consumption of red wine.</p>
<p>Moderate consumption of red wine will let you enjoy all the health benefits it tends to provide the drinker. Moderate consumption means one to two glasses per day for men and a glass a day for women. Now, if you think that you can abstain from drinking red wine for a week and then consume a good amount of it over the weekend. You are absolutely wrong. This is unhealthy.</p>
<p>Drink red wine. It&#8217;s healthy. Don&#8217;t over do it. Just moderate consumption will work wonders for your health.</p>
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		<title>Finding The Web Host For You</title>
		<link>http://www.busygal.com/blog/finding-the-web-host-for-you/</link>
		<comments>http://www.busygal.com/blog/finding-the-web-host-for-you/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 09:06:26 +0000</pubDate>
		<dc:creator>Leonie</dc:creator>
				<category><![CDATA[Business service]]></category>

		<guid isPermaLink="false">http://www.busygal.com/blog/?p=7</guid>
		<description><![CDATA[What are the things that you would consider when looking for a web hosting service? It actually depends on what you want the world to see, and how you want the world to see it. However, regardless of how uncommon your approaches are, here are a few important and most commonly considered properties that people [...]]]></description>
			<content:encoded><![CDATA[<p>What are the things that you would consider when looking for a web hosting service? It actually depends on what you want the world to see, and how you want the world to see it. However, regardless of how uncommon your approaches are, here are a few important and most commonly considered properties that people look for when seeking a web hosting service:</p>
<p>Domain Name Availability</p>
<p>Oftentimes you will be communicating the existence of your web page through your domain name. Apparently it has to be catchy; something that people can keep in mind. However, that is only half of the battle in this regard. You may want to check with the web hosting service you are interested in &#8211; have them evaluate if the domain name you have in mind is available, or already in use.</p>
<p>Expenses</p>
<p>Keep in mind that if you seek lower prices, you will most often than not be provided with lesser freedom in making your web page look the way you envisioned it to be. If you&#8217;re merely seeking to express your thoughts online, a free web hosting service can cater to your needs easily. However, if you&#8217;re looking for less hassles and more freedom in customizing the feel and function of your web page, you should expect to dish out some cash for paid services.</p>
<p>Reliability</p>
<p>It is expected that the site that you submit to a web hosting service should be up all the time. You should be guaranteed that the maintenance done by your web hosting service is minimal and performed during off-peak hours. If you&#8217;re looking to represent your business in the form of a web site, this is one thing that you want to critically consider. The thing about it is, if you have clients attempting to visit your site during down times, they may very well assume that you are out of business! Reliability of a web hosting service reflects your dedication to show the world how your business is growing.</p>
<p>Support</p>
<p>If in case the servers of the web hosting company you employ are down, you should be guaranteed of a reliable way of contacting them. Sometimes you may want to try calling their technical support representatives prior to even dishing any cash out, just to see how soon they respond, among other qualities. Additionally, support should also give you straight answers without giving you any workarounds. They should not discourage you from insisting on what you think is right without setting any proper disclaimers or boundaries.</p>
<p>Other Features</p>
<p>Some web pages need more than conventional ones. Do not hesitate to ask the promising web hosting company regarding the additional features which you can include. If you require more space to save more than just code and pictures, the web hosting service should know about it.</p>
<p>If you plan on having more than one email address associated to the domain name you choose, then this sort of information has to be disclosed. It is better for you to see how capable the web hosting company is in providing these enhancements before you actually need them.</p>
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		<title>Women and Marketing</title>
		<link>http://www.busygal.com/blog/women-and-marketing/</link>
		<comments>http://www.busygal.com/blog/women-and-marketing/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 09:01:39 +0000</pubDate>
		<dc:creator>Leonie</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://www.busygal.com/blog/?p=6</guid>
		<description><![CDATA[Women are the sole or primary decision makers for as many as 80% of all purchasing decisions. Women make the choice on new bank accounts 89% of the time, in DIY 80%, in cars 60% and in choice of holiday, 92% of the decisions are made by women. Women&#8217;s wealth is growing &#8216; between 1970 [...]]]></description>
			<content:encoded><![CDATA[<p>Women are the sole or primary decision makers for as many as 80% of all purchasing decisions. Women make the choice on new bank accounts 89% of the time, in DIY 80%, in cars 60% and in choice of holiday, 92% of the decisions are made by women. Women&#8217;s wealth is growing &#8216; between 1970 and 1998 men&#8217;s median income rose by 0.6 percent while women&#8217;s median income rose by 63%.</p>
<p>The importance of developing products and services that meet women&#8217;s needs cannot be overstated. When purchasing financial products, wealthy women have particular needs and concerns which are quite different to those of men. Understanding why and how women create wealth, where they invest and why is critical to those who wish to sell financial service products to this potentially huge and poorly catered for group.</p>
<p>In 1998 the average male millionaire in the UK was worth £2.7 m (US$5.42m), while the average female millionaire owned just £1.28 m (US$2.56m). By 2006, women had caught up considerably, with the average female millionaire worth £1.97 (US$3.94m) compared with £2.96 m (US$5.92m) for men.</p>
<p>The increase in female wealth has not been limited to developed countries. In 2006, the female paper tycoon Zhang Yin was listed by the Hunan Report as the wealthiest person in China with an estimated US$3.4 bn.</p>
<p>So how are women creating this wealth? The traditional sources of money for women have been inheritance from parents or husbands or financial gain via divorce. Whilst these methods for achieving wealth are still evident, an increasing number of women have created their wealth through their job or through the ownership of a business.</p>
<p>Whilst men&#8217;s major motivation for starting a business is financial gain, women tend to cite flexibility, freedom (from corporate structures and politics) and financial gain as the main reasons for setting up on their own. Holly Sargent, Senior Associate Dean for Advancement and Senior Director for University Women&#8217;s Studies at Harvard University points out that when women start a business it often does not have the sole purpose of generating wealth. &#8220;The businesses are more likely to be family orientated, less commercial and more socially or more &#8216;gap in the market based&#8217;&#8230;.A lot of new products are created to fill female-oriented gaps in the market.&#8221;</p>
<p>Income from investments has become an important source of wealth for wealthy women. Up to 38% high net worth women in Asia cited income from investments as one of their three most important sources of wealth. In Europe, this was lower at 24% with 64.6% stating income from their job as one of the three most important sources of income. Independent of their husband or family, women are creating their own wealth through investments, ownership of a business or through a well paid job.</p>
<p>Motivations for amassing and protecting wealth are almost identical for men and women. Financial security in retirement is seen as the main priority followed by a better personal lifestyle and enjoyment of the finer things in life. In other words the goals appear to be neatly divided between spending on the present and saving for the future. More intangible factors such as status and the sheer enjoyment of making money, come much further down the list.</p>
<p>Women create wealth in order to enjoy a better lifestyle. They spend their leisure time and disposable income on holidays and home improvements, just like men. The only significant difference in spending is that men are likely to spend a greater proportion of their disposable income on cars and gadgets whilst women focus on clothes, jewellery and watches &#8216; so far the cliché holds true.</p>
<p>However, women do invest quite differently to men. Women are far less likely to take risks with their money, whether in their personal finance or business affairs. Research suggests that more men than women invest in financial products that are considered to be at the riskier end of the financial spectrum such as hedge funds, private equity, structured products and derivates.</p>
<p>Women take longer to come to a decision about what to invest in and are less likely to go to a third party for advice than men. Men are more likely to consult tax specialists, accountants, private banks, brokers and the media. The only source of advice that is more widely used by women than men is the high street bank.</p>
<p>This does not mean they are less successful or able investors than men. In Tom Peters book ReImagine! he quotes the National Association of Investors on the returns of investment clubs. Whilst men only clubs delivered 15.6 percent, women only clubs delivered 17 percent returns.9 percent.</p>
<p>Wealthy men are more likely to use personal trainers, chauffeurs, chefs, alternative health practitioners, property search agencies, lawyers and private banks than women. However, wealthy women are more likely to use what may be considered &#8216;lifestyle&#8217; services such as personal concierge and shopping services, life coaches, personal stylists, bodyguards and private doctors.</p>
<p>Women tend to invest to reach a particular goal, for instance, a college fund, retirement, a major holiday. Once the investment goal has been reached, women are more likely to &#8216;protect&#8217; the fund rather than put it at risk through further investment.</p>
<p>So what are the conclusions that can be drawn about marketing financial products and services to high net worth women:</p>
<p>1. Whilst products do not have to be marketed as a &#8216;women only&#8217; product, they do need to provide clear, comprehensive information from which the individual can make an informed choice. As many of the women will be making investment choices without the benefit of advice from independent advisors or tax specialists, everything produced must be jargon free and in plain English. To support research, information gathering and decision making processes, provide an on line help desk or information line. 2. Build a relationship through education. Educate women about financial matters that may concern them depending on their age or lifestyle. 3. Develop products &#8216;themed&#8217; around issues such as &#8216;wedding&#8217;, &#8216;college fund&#8217;, &#8216;retirement&#8217; Encourage continuing investment in multiple closed end funds 4. Women do hire personal trainers and are prepared to pay for the personal touch. A &#8216;financial coach&#8217; may be the incentive a woman needs to invest in a particular product or organisation.</p>
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		<title>A Review of Home Business Magazine</title>
		<link>http://www.busygal.com/blog/a-review-of-home-business-magazine/</link>
		<comments>http://www.busygal.com/blog/a-review-of-home-business-magazine/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 09:00:18 +0000</pubDate>
		<dc:creator>Coralie</dc:creator>
				<category><![CDATA[General]]></category>

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		<description><![CDATA[Every day, new businesses are introduced to the Internet. The business owner believes that he or she will make a million dollars by producing the type of product or service that they believe everyone will want or need. Statistically, just as many businesses fail because the owners do not have the know how to stay [...]]]></description>
			<content:encoded><![CDATA[<p>Every day, new businesses are introduced to the Internet. The business owner believes that he or she will make a million dollars by producing the type of product or service that they believe everyone will want or need. Statistically, just as many businesses fail because the owners do not have the know how to stay afloat on the Internet. There is a lot of information for the novice who wants to start an online business, however, one of the best resources is home-based business magazine.</p>
<p>Home Business Magazine is loaded with useful information including, marketing, management, money and business start-ups. It is the premier publication covering every facet of the growing and dynamic home-based business market. Home Business Magazine is a free monthly e-magazine delivered in PDF format.</p>
<p>Home Business Magazine is a premier publication for the growing and dynamic home-based business market.</p>
<p>Home Business Magazine is edited to cover various facets of the growing and dynamic four hundreds and twenty five billion dollar a year home-based business market.</p>
<p>Home Business Magazine is not however, the best magazine to advertise if you are trying to reach fashion-conscious women. It is a premier publication for both new and experienced home-based entrepreneurs. Home Business Magazine is the premier publication for growing and dynamic $1 trillion home-based business.</p>
<p>Home Business Magazine provides cutting edge editorial that helps readers choose. Home Business Magazine Home Business Magazine is geared towards the growing and evolving home-based business market. Home Business Magazine Online offers home-based business information for home-office owners, including articles on telecommuting, home office set-up, sales and marketing, management advice, computers, business opportunities, franchising, network.</p>
<p>Starting a new business can be very rocky. When you start it on the Internet, is can be very confusing. You need all of the resources that you can find to insure that you will be successful. Home Business Magazine is an excellent resource because it can advise you on so many different business matters and options that are critical to your success. It is important that you understand that you do not have to go it alone; there are people there to assist you in all aspects of your business.</p>
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